Asset Finance

Generocity, financed to own.

Asset Finance is the Generocity finance-to-own path. Qualifying operators receive the Generocity infrastructure scope, pay a flat rand per kilowatt hour rate with no 6% CPI escalation added to that price, and own the infrastructure at the end of the term.

Generocity ownership path

Everything in Generocity, with ownership at the end.

Asset Finance is part of Generocity. The operator receives the Generocity on-site infrastructure scope, managed delivery and operating support, but under finance terms that transfer ownership of the infrastructure at the end of the term.

Everything in Generocity

The operator receives the Generocity on-site infrastructure scope, delivery path and operating support, structured through asset finance.

Fixed utility rate

The agreed rand per kilowatt hour rate stays flat for the finance duration. If the agreement is R1.50/kWh, the operation pays R1.50/kWh for the duration.

No 6% CPI escalation

Unlike tariff structures that add annual CPI escalation into the energy price, Asset Finance does not add a 6% CPI increase to the agreed kWh rate.

Own it at term end

The asset finance structure carries a 14.75% interest fee, and ownership of the infrastructure transfers to the operator at the end of the term.

Rate example

R1.50/kWh means R1.50/kWh.

If the approved asset finance agreement sets the utility rate at R1.50 per kilowatt hour, the operation pays that agreed rate for the duration. The 14.75% interest fee belongs to the finance structure, not to an annual CPI uplift on the kWh price.

Solar-backed agricultural field under open sky

Example fixed rate

R1.50

per kilowatt hour for the duration.

0%

CPI added to the kWh rate

14.75%

interest fee on the finance structure

How it works

Asset Finance keeps the energy price simple while the infrastructure is financed to own.

01

Qualify through Generocity

Foundation-1 assesses the agricultural operation, energy profile and site requirements to confirm whether the Asset Finance route fits.

02

Deliver the Generocity scope

The operator receives the same Generocity on-site infrastructure scope, with the commercial route structured as finance-to-own.

03

Fix the kWh rate

The agreement defines the flat utility rate in rand per kilowatt hour. That rate does not receive a 6% CPI increase during the finance duration.

04

Own it at the end

The financed asset carries a 14.75% interest fee. At the end of the term, ownership of the infrastructure transfers to the operator.

Best fit

For operators who want Generocity and end-of-term ownership.

Foundation-1 assesses the operation, premises, tariff and load profile before recommending the Foundation-1-funded Generocity tariff path, Asset Finance, or outright purchase. The right option depends on the operating load and the commercial structure the site can support.

Generocity with ownership

For operators who want the Generocity infrastructure scope and want to own the asset at the end of the term.

Rate certainty

For agricultural operations that want a flat utility rate and do not want annual CPI escalation added to the energy price.

Bankable Generocity load

For sites with enough electricity spend, operating history and technical fit to support financed Generocity infrastructure.

Find out whether Asset Finance fits your operation.

Start with the savings and eligibility flow. Foundation-1 will assess whether the fixed-rate Generocity finance-to-own route is the strongest structure for the site.